If you think homebuyer assistance is for someone = else, you=20 could be throwing away money. The truth is that there many different = types of=20 assistance to get you in the door of new home. They come from many = sources =E2=80=A6=20 local housing finance corporations, cities, counties, state agencies, = employers,=20 and even the federal government. These programs are designed for buyers = with=20 different needs, and the qualifications vary from one program to the = next.
Homebuyer assistance comes in many forms:
You can find out if you qualify for an assistance = program by=20 visiting TxHomePrograms.org, an interactive database of all = assistance=20 programs available throughout the state. The site, sponsored by the = Texas=20 Association of REALTORS=C2=AE, is the realization of a nearly five-year = old=20 dream.
When you visit TxHomePrograms.org, you can browse = all=20 available programs in Texas. Even better, enter information about your = specific=20 situation, such as the number of people in your household, your total = expected=20 income, the area of the state where you plan to purchase a home, and = whether=20 you're a first-time homebuyer. Using these criteria, the site returns = any known=20 housing-assistance program for which you may qualify.
What's more, the site offers a guide to the = homebuying=20 process, provides a useful real estate dictionary and other tools, and = keeps the=20 public aware of real estate-related consumer issues, like predatory = lending, the=20 importance of good credit in the homebuying process, and more.
Check out TxHomePrograms.org to see if you qualify =
for a=20
housing-assistance program =E2=80=94 you never know what's out there =
until you look.=20
When you're ready to make a purchase, contact a Texas REALTOR=C2=AE. =
Your REALTOR=C2=AE=20
can assist you with information about assistance programs and other =
aspects of=20
your real
estate transaction.